If you make your request in writing and send it by mail, the credit-reporting agencies will provide you, by mail, with a free copy of your report. It is important, however, that in your request you include a copy of two pieces of I.D. Contact the credit-reporting agencies to find out which pieces of I.D. are acceptable. You will find the coordinates for each agency below.
Online — some fees apply
You can also order your credit report through the reporting agencies' websites. This method is faster since you will receive your credit report online only a few minutes after you made the request. However, credit-reporting agencies charge a fee for providing you with an online copy of your credit report.
- Equifax Canada: Consumers may obtain a copy of their credit report, plus credit score, and a score analysis online in Canada, for a fee. They provide consumers online, real-time access to their credit information. Consumers provide personal information during the order process for their credit information so that their identity can be verified.2
- TransUnion: Consumers are asked to provide information that confirms their identity, plus valid credit card payment information, when applicable. Following a confirmation of their information, consumers may view their TransUnion Personal Credit Report & Score online. Ordering online is available to current or former residents of Canada. Fees may vary by province.3
Credit Report Samples — what do they look like?
Read more: https://www.ic.gc.ca/eic/site/oca-bc.nsf/eng/ca02197.html